Towing & Recovery OperationsRepo Operations >20%Salvage Yards with/without Towing, Auto Repair Shops - Auto body, Transmissions, Lube & Filter, General repair, Auto Dealers and Auto Transporters

Commercial Auto

A policy that provides financial protection for your business' vehicles and its drivers. Employees involved in on-the-job collisions will receive coverage for medical injuries as well, regardless of fault.



There are three types of property insurance coverage: replacement cost, actual cash value, and extended replacement costs.  Breaking down 'Property Insurance' 


General Liability

General liability insurance (GL) is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations.




On Hook/Cargo

On Hook coverage is a specialized insurance policy for towing cargo. It provides coverage for any vehicle that is being loaded, unloaded or towed by the towing company.  It will pay to repair or replace a vehicle you don't own if it is damaged by a collision, fire, theft, explosion or vandalism while you are towing or hauling.



Coverage from the umbrella policy kicks in when the other insurance policies have paid out their limits or when the liability is not covered by the other insurance policies.


Workers Compensation

A form of insurance providing wage replacement and medical benefits to employees injured in the course of being on the job.